Law office providing bankruptcy services to consumers, as well as
business formation services and contract drafting and litigation.
17401 Irvine Blvd., Ste A
Tustin, California
Step One:
GATHER YOUR FINANCIAL INFORMATION
What Documents And Information Do You Need to Bring to Your Bankruptcy Consultation?
In order for our attorneys to be able to evaluate your case efficiently and effectively we need information about your financial situation. Rather than ask our clients to fill out lengthy questionnaires, our attorneys obtain information directly from your own records. Prior to filing your bankruptcy case our attorneys will need to review the actual records even if you filled out a questionnaire. We’re here to save you time and ask that you provide us with the following documents at your bankruptcy consultation:
- Tax returns or proof of income for the past three years
- Pay stubs for the past six months or other proof of income for the same period
- If self-employed, your year-to-date profit and loss statement and balance sheet
- Proof of other income such as child support and rental income
- Recent statements from each of your creditors, such as credit cards
- Statements from each deposit account, such as checking and savings, for the past two months
- A recent statement from all retirement accounts, including 401K and IRA accounts
- All outstanding loan documents, including home mortgages, automobiles, RVs and boats
- Your property tax statement
- Copies of any collection notices, wage garnishment orders, pending lawsuits, judgments, or default notices from attorneys, creditors or collection agencies
- Information pertaining to any prior bankruptcy, including case number, year filed, type of bankruptcy, location of filing and disposition of the case.
- Recent Credit report for each debtor, which usually may be obtained for free online from various sources. We list a few on our resources page.
Prior to Filing Bankruptcy
Before we can file your bankruptcy petition, you will need to complete a course in credit counseling and provide us with a Certificate of Completion of Credit Counseling. This course can be completed online through an approved provider. Visit our Resources page for a list of credit counseling agencies approved by the U.S. Department of Justice
Also, you will need to provide us with a copy of your credit report, as well as keep us updated with current pay stubs and income information up to the date of your bankruptcy filing.
After Filing Bankruptcy
As you embark on your life after bankruptcy, you will need to complete a course in financial management from an approved credit counseling agency and provide the court with a signed Statement of Completion before you can receive a discharge of debts.
Questions or Concerns? We’re Here To Address them.
Before you can file for bankruptcy, you should discuss your options with an attorney and determine whether bankruptcy is right for you or if you even qualify. At the Schurter Law Firm we work closely with consumers and businesses in Southern California to find lasting debt relief solutions through bankruptcy.
